Removing a disruptive, abusive, non-paying, or otherwise problematic tenant from a rental building is relatively easy. Doing the same thing in a co-op is also possible, though substantially harder. But removing a condo owner from the premises (and effectively wiping out his or her equity position as a member of the condominium association) is very difficult indeed, and subject to very narrow legal interpretation— yet is doable under certain circumstances.
While theoretically a co-op shareholder could be evicted for non-monetary issues (prolonged patterns of harassment; ceaseless petty litigation against neighbors or the cooperative corporation; and criminal activity are a few examples), the same is virtually impossible in a condominium setting. Condominiums are pure real estate, not shares in a corporate entity. As a matter of fact, from a legal standpoint, even the word 'eviction' cannot be used relative to removing a condo owner, though it can be applied to removing a rental tenant in a condominium unit—a point we will return to later. The closest we can come to a legally recognizable term for this type of action is a removal.
Generally speaking, points of law on this subject are consistent from state to state with only slight variations. The important distinctions relate to whether the person being removed is the owner of a unit, or that owner’s tenant. In both cases, laws are consistent on the most basic matters. Some states’ statutes have slightly differing approaches and nuances, a point we will return to later.
Removing a Condo Owner
Julie Schechter is an associate with Armstrong Teasdale, a law firm based in Manhattan. She explains that, unlike the cooperative corporation, a condominium association has recourse against a unit owner only for monetary defaults issues—almost exclusively nonpayment of common charges. Owners cannot be removed for bad behavior. She outlines the process as follows:
“When a condominium is owed common charges, the board can file a lien against the owner's unit. Once the lien has been filed, the board has two options: it can bring an action to recover the money due, or it can foreclose on the lien. A lawsuit to recover the money due is less expensive and faster than a lawsuit to foreclose the lien, but neither is very fast. If the board is successful in a lawsuit to recover the money due, it will obtain a money judgment that can be enforced against bank accounts or other assets of the unit owner. The assistance of an enforcement official—specifically a city marshal or sheriff—is required to enforce the judgment.”