Every board understands that having adequate umbrella liability insurance for their building or HOA is mandatory - that's a given. But many boards don't carry Directors & Officers policies, or 'D&O,' which protects the board as a body and b…
Whether you’re living in a co-op apartment building in Manhattan, a condo on Chicago’s Gold Coast, or a townhouse community or HOA in New Jersey, Reno, or Florida, issues of legality and liability are always a concern for owners, board memb…
Whether you’re living in a co-op apartment building in Manhattan, a condo in Hoboken, or a townhouse community or HOA in Las Vegas, Reno, or Florida, issues of legality and liability are always a concern for owners, board members, and manag…
With stay-at-home orders lifting in many areas, and those still under lockdown contemplating easing pandemic-related restrictions, businesses of all kinds are seeking guidance on how to reopen safely, once they’re able to do so. And while m…
The coronavirus outbreak has highlighted the tension between the rights of the community and the rights of individuals. For now, governments are relying on their inherent police power to protect the community at large. Centers for Disease C…
It’s no secret that insurance is a necessity for any building or association. Nevertheless, the expense of coverage means that issues of liability and risk are all too often examined only after problems have occurred. Usually, insurance hol…
Everyone is right to be concerned with the safety of their communities, whether they live in an area highly susceptible to crime or a sleepy Mayberry-esque hamlet. Condominiums, cooperatives, and homeowners’ associations are no exception; i…
Even with proper risk management best practices, it’s impossible to completely avoid all types of insurance claims from happening. At heart, a claim is like any other business dealing—a negotiation. Your ability to convincingly argue your p…
The most important aspect of managing a building is keeping it, its residents, and their property safe. In days past, 'safety technology' consisted mostly of well-lit exits, the installation of panic bars and glow-in-the-dark stripping on e…
One of the benefits of transitioning from renter to homeowner is the knowledge that your space is sacred and belongs only to us. But, when it comes to association living, sometimes unit owners have to give building staff or managers access …