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				<title><![CDATA[NJCooperator - Articles - 2004 Jul]]></title>
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					  <title><![CDATA[Large Associations Face Sales Tax Audits]]></title>
					  <link>http://njcooperator.com/articles/265/1/Large-Associations-Face-Sales-Tax-Audits/Page1.html</link>
					  <description><![CDATA[The New Jersey Division of Taxation is cracking down and performing more sales/use tax audits of Common Interest Realty Associations (CIRAs) of all types&#8212;co-ops, condominium associations, and apartment buildings&#8212;than ever before. There are many common misunderstandings about sales/use taxes, and because of that, many communities may be at risk for significant penalties for failing to file and pay. ]]></description>
					  <author>no@spam.com (Vinay Navani, CPA)</author>
					  <pubDate>Mon, 23 Jul 2007 15:09:35 EDT</pubDate>
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					  <title><![CDATA[The New Jersey Association of Realtors]]></title>
					  <link>http://njcooperator.com/articles/264/1/The-New-Jersey-Association-of-Realtors/Page1.html</link>
					  <description><![CDATA[Founded in 1969 as part of the New Jersey Real Estate Board, the New Jersey Association of Realtors (NJAR) is a statewide organization dedicated to provide support, education, and advocacy for the more than 45,000 realtors and realtors' associates doing business in the Garden State. ]]></description>
					  <author>no@spam.com (Rebecca Fons)</author>
					  <pubDate>Mon, 23 Jul 2007 15:01:32 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/264/1/The-New-Jersey-Association-of-Realtors/Page1.html</guid>
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					  <title><![CDATA[Trenton]]></title>
					  <link>http://njcooperator.com/articles/263/1/Trenton/Page1.html</link>
					  <description><![CDATA[When someone mentions Trenton, most people probably just think of the city of just under half a million souls as the seat of New Jersey's state government&#8212;maybe as a former industrial hub of the Northeast, if they know their history&#8212;and not much more. But like a lot of towns in central New Jersey and all over the tri-state area, Trenton is steeped in rich colonial history, loaded with cultural reminders of two revolutions: the Revolutionary War, and the Industrial Revolution. This month, we take a closer look at Trenton and its historic Old Mill Hill district, a community-within-a-community with a commitment to preserve and protect its history and architectural beauty. ]]></description>
					  <author>no@spam.com (Rebecca Fons)</author>
					  <pubDate>Mon, 23 Jul 2007 14:57:38 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/263/1/Trenton/Page1.html</guid>
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					  <title><![CDATA[Reverse Mortgages]]></title>
					  <link>http://njcooperator.com/articles/261/1/Reverse-Mortgages/Page1.html</link>
					  <description><![CDATA[Buy a motor home and travel the country. Pay for grandson Johnny's college education. Fix up that old kitchen you've been complaining about for decades. These are things you've been wanting to do for years and years, but, though you've worked hard all your life, there never seemed to be enough "extra" to make it all happen. ]]></description>
					  <author>no@spam.com (Domini Hedderman)</author>
					  <pubDate>Mon, 23 Jul 2007 14:49:48 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/261/1/Reverse-Mortgages/Page1.html</guid>
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					  <title><![CDATA[Making Special Assessments Easier to Swallow]]></title>
					  <link>http://njcooperator.com/articles/258/1/Making-Special-Assessments-Easier-to-Swallow/Page1.html</link>
					  <description><![CDATA[Unexpected repairs are part of owning a home. For owners of single-family houses, the process is simple: Something needs fixing or replacing, and you call a contractor and get the work done. You may not be happy about it, but you accept it as a simple necessity&#8212;part and parcel of being a homeowner. ]]></description>
					  <author>no@spam.com (Anthony Stoeckert)</author>
					  <pubDate>Mon, 23 Jul 2007 14:36:05 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/258/1/Making-Special-Assessments-Easier-to-Swallow/Page1.html</guid>
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					  <title><![CDATA[Combatting Suburban Sprawl]]></title>
					  <link>http://njcooperator.com/articles/255/1/Combatting-Suburban-Sprawl/Page1.html</link>
					  <description><![CDATA[Mount Laurel is a populous rural community in Southern New Jersey and a township that covers approximately 22 square miles. But it is also the namesake of a series of precedent-setting legal decisions that govern how the state of New Jersey responds to the construction of moderate and low income housing within its boundaries. ]]></description>
					  <author>no@spam.com (Debra A. Estock)</author>
					  <pubDate>Mon, 23 Jul 2007 14:22:05 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/255/1/Combatting-Suburban-Sprawl/Page1.html</guid>
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					  <title><![CDATA[The Role of Your Property Manager]]></title>
					  <link>http://njcooperator.com/articles/253/1/The-Role-of-Your-Property-Manager/Page1.html</link>
					  <description><![CDATA[A Budget planning is a key component of any association's operations and preparation, and usually falls on the property manager's shoulders. However, he or she does more than just what the title implies&#8212;the manager is a "jack of all trades"&#8212;they must oversee daily operations in addition to acting as a liaison to the board on a variety of issues from financial matters to refereeing disputes amongst homeowners. ]]></description>
					  <author>no@spam.com (Michael McDonough)</author>
					  <pubDate>Mon, 23 Jul 2007 14:18:45 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/253/1/The-Role-of-Your-Property-Manager/Page1.html</guid>
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					  <title><![CDATA[Surviving Financial Storms]]></title>
					  <link>http://njcooperator.com/articles/251/1/Surviving-Financial-Storms/Page1.html</link>
					  <description><![CDATA[Planning is the key to maintaining a balanced budget for co-op and condo associations. Knowing your budget, predicting expenses, even predicting the unpredictable are all vital components to having a sound bottom line and keeping your shared community financially healthy. ]]></description>
					  <author>no@spam.com (Liz Lent)</author>
					  <pubDate>Mon, 23 Jul 2007 14:13:54 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/251/1/Surviving-Financial-Storms/Page1.html</guid>
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					  <title><![CDATA[Financial Planning]]></title>
					  <link>http://njcooperator.com/articles/250/1/Financial-Planning/Page1.html</link>
					  <description><![CDATA[In a co-op or condo community, the responsibility of the homeowners association goes beyond setting house rules. The association also has a fiduciary responsibility to collect maintenance fees from its residents, create a budget to account for where that money will be spent, and raise enough capital to cover long-term special projects and repairs. The budget includes operating expenses, repairs and upkeep of the building and other structures, landscaping, lighting, and special projects, such as new playground equipment. ]]></description>
					  <author>no@spam.com (Lisa Iannucci)</author>
					  <pubDate>Mon, 23 Jul 2007 14:10:14 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/250/1/Financial-Planning/Page1.html</guid>
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